Home Purchase Loans
Buying your first home, next home, vacation home, or investment property? Get help comparing payment, cash-to-close, interest rate, loan type, and approval strategy before you make an offer.
A backstage pass to your first or next home loan
Home loans that rock.
Heavy Metal Mortgage brings loud branding, clear numbers, and serious mortgage strategy to home buyers, homeowners, real estate agents, and metalheads who want a better way to finance a home.
From first-time home buyer loans to refinance options, FHA, VA, conventional, jumbo, renovation, bank statement, DSCR, and down payment assistance possibilities, we help break down the numbers like the heaviest breakdown in the universe.
Powered by Cornerstone First Mortgage, LLC • Company NMLS #173855 • Aaron Lietz NMLS: [2281291] • Equal Housing Opportunity
• Clear pre-approval guidance
• Options for many borrower profiles
• Rock-solid communication
More loan options than metal genres.
Every borrower has a different riff. Heavy Metal Mortgage helps you compare mortgage programs based on your credit, income, down payment, property type, goals, and timeline — without making the process feel like a bad mosh pit.
Refinance Options
Looking to lower your payment, remove mortgage insurance, consolidate debt, access equity, or change loan terms? We help you decide whether a refinance actually makes sense.
First-Time Home Buyers
Get a straight explanation of pre-approval, down payment, closing costs, inspections, appraisals, escrow, and what lenders look for before you start shopping.
FHA, VA & Conventional
Compare popular loan programs for primary residences, including low-down-payment options, veteran benefits, flexible guidelines, and standard conventional financing.
Self-Employed & Investor Loans
Bank statement loans, DSCR loans, no-ratio style investor programs, and other non-traditional paths may help when tax returns do not tell the full income story.
Specialty Loan Programs
Depending on eligibility and location, options may include jumbo loans, manufactured home loans, renovation loans, down payment assistance, HELOCs, and reverse mortgages.
Riffs are heavy. Your payment doesn't have to be.Talk StrategyFrom pre-approval to closing, we keep the track tight.
The mortgage process can feel loud, technical, and chaotic. Our job is to turn it into a clean setlist: goals, numbers, documents, approval, appraisal, closing, keys.
Strategy Call
We talk through your home loan goals, timeline, income, assets, credit, property type, and ideal monthly payment.
Pre-Approval
You get a clear view of loan options, estimated payment, cash to close, and what needs to happen before you shop or refinance.
Loan Breakdown
We compare the numbers in plain English so you can choose the option that fits your life, not just the flashiest headline.
Closing Stage
We help coordinate the loan process, keep communication moving, and push toward an on-time closing.
Mortgage help for metalheads, first-time buyers, move-up buyers, investors, and homeowners.
Heavy Metal Mortgage is built to be memorable, but the mission is practical: help people understand home financing, compare real options, and avoid being buried under jargon. Whether you are buying a primary residence, refinancing a current mortgage, building an investment portfolio, or trying to understand specialty loan options, the goal is the same — clear guidance, fast communication, and a loan strategy that fits.