FHA Loans
Often used by borrowers looking for flexible credit guidelines and lower down payment options for primary residences.
Loan options
More loan programs than metal subgenres.
FHA, VA, conventional, jumbo, DSCR, bank statement, renovation, manufactured home, down payment assistance, HELOCs, reverse mortgages, and more — eligibility depends on the full scenario.
Popular mortgage paths
VA Loans
Designed for eligible veterans, active-duty service members, and surviving spouses, with powerful benefits when guidelines are met.
Conventional Loans
A common path for primary homes, second homes, and investment properties with many term and down payment structures.
DSCR Loans
Investor-focused loans that may use rental income/cash flow instead of traditional personal income qualification.
Bank Statement Loans
Useful for some self-employed borrowers when bank deposits tell a stronger story than tax returns.
Renovation Loans
Options may allow purchase or refinance financing plus eligible renovation costs in one loan structure.